

Founder Profile
Meet Tory Owens
Founder & Principal Structured Settlement Consultant
Nationwide Settlement Planning
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Proven Leadership, Trusted Judgment
ory Owens is the Founder and Principal of Tory Owens Structured Settlements and a Certified Structured Settlement Consultant (CSSC). He is also the former President of the American Association of Settlement Consultants (AASC), reflecting national leadership, technical expertise, and peer recognition at the highest level of the industry.
For more than a decade, Tory has advised elite plaintiff counsel and families on complex, high-value settlement strategies, helping secure over $400 million in structured settlements while helping over 1000 plaintiffs. His work centers on designing durable, tax-advantaged payment plans that protect vulnerable beneficiaries, reduce risk for counsel, and strengthen long-term case outcomes.
Professional Background
In addition to structured settlements, Tory has extensive experience coordinating and implementing Special Needs Trusts and Pooled Trusts, ensuring that settlement strategies are fully aligned with public benefits planning and long-term fiduciary considerations.
Prior to founding his structured settlement practice, Tory built a strong financial foundation through roles in mortgage banking and underwriting, including positions with Wells Fargo and Bank of America. This background contributes to his disciplined, analytical approach to settlement design and long-term financial planning.
ory focuses exclusively on plaintiff-oriented matters, including catastrophic injury, minor settlements, medical malpractice, mass torts, wrongful death, child and sexual abuse cases, and attorney fee deferral structures. He is deeply involved at every stage of the process — from negotiation and mediation through court approval — serving as a strategic partner to attorneys and a trusted advisor to families when it matters most.
Tory Owens leads his practice with a rare blend of technical rigor and practical judgement, developed through years of work on some of the most complex and sensitive plaintiff cases. Rather than taking a one-size-fits-all approach, he tailors every settlement design to the unique medical, financial, and personal circumstances of each client.
Working closely with counsel, guardians, and trustees, Tory helps translate legal resolutions into durable, real-world outcomes — ensuring that structures are not only compliant, but truly aligned with a beneficiary’s long-term needs. His hands-on involvement throughout the process allows attorneys and families to navigate negotiations, settlement documentation, and court review with clarity and confidence.
Whether addressing lifetime care needs in catastrophic injury matters, protecting minors through thoughtful payment design, or coordinating attorney fee deferrals, Tory’s focus remains consistent: delivering precise, dependable solutions that endure well beyond the settlement date.
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How Tory Works

Beyond the Practice
Beyond his professional work, Tory is actively involved in charitable and community initiatives, including support of the Los Angeles Trial Lawyers' Charity, a nonprofit dedicated to helping those in need and lending a helping hand to the local communities of Los Angeles.
Tory earned his Bachelor of Arts in Communications from Clark Atlanta University and has been licensed in real estate since 2005. He is married with three children and values an active lifestyle centered around family, fitness, golf, and outdoor activities.